A Few Words

About Me

Exceptional Service

A little about Troy

“I’m not a CPA. I’m not an auditor. I’m the one you call when your books feel like a mystery novel written in a foreign language. I translate, tidy, and tell you what actually matters—with zero judgment and a dash of humor.”

 Troy Ballard is the founder of MTB Services Etc., LLC, a bookkeeping and consulting firm dedicated to helping small business owners feel more confident about their financial world. With over 40 years of experience as a full-charge bookkeeper, Troy has worked with businesses of all shapes and sizes—but her heart is with those who are building something from the ground up.

In 2015, after decades in the corporate world, Troy made a bold move: she stepped away from the traditional office and launched her own virtual business, designed to meet owners where they are—literally and figuratively.

She’s a Certified Professional Bookkeeper who recently completed both the Foundation of Finance and Leadership program through Wealthvox™ and Leaders Team, and the Profit and Growth course through Universal Accounting, expanding her toolkit for guiding clients through financial decisions with clarity and strategy.

Troy believes accounting is more than just numbers—it’s the structure that allows families, communities, and businesses to thrive. Without accounting literacy, people are left guessing. With it, they can make decisions that change their lives.

Troy brings heart, humor, and clarity to even the most tangled books. She sees bookkeeping as a partnership, not a transaction—and she’s here to help you write the next chapter of your business story with confidence.

Continual Accounting Services

Accurate Record Keeping Is a Key Component to the Success of Your Business.

Accurate record-keeping is one of those behind-the-scenes habits that quietly support everything else in your business. When your books are clean and up to date, it’s easier to make smart decisions, plan ahead, and sleep a little better at night. It also means fewer surprises come tax time and smoother conversations with lenders or partners if you’re growing. At MTB, we believe your numbers should work for you—not the other way around—and good record-keeping is where that starts.

You run the business. We’ll handle the books.

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Start with a free consult to see if we’re the right fit—no commitment, just clarity.